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Terms of Use

Last Updated: March 6, 2026

Welcome to the website of the STO Foundation (“Foundation,” “we,” “our,” or “us”). These Terms of Use (“Terms”) govern your access to and use of this website located at sto.foundation and any related domains, subdomains, content, features, or services (collectively, the “Site”).

By accessing or using the Site, you agree to be bound by these Terms. If you do not agree, do not use the Site.

1. Acceptance of Terms

By using the Site, you confirm that you:

  • Are at least 18 years old;
  • Are legally permitted to enter into binding agreements; and
  • Will comply with these Terms and all applicable laws and regulations.
 

If you use the Site on behalf of a company or organization, you represent that you are authorized to bind that entity to these Terms.

2. Informational Purposes Only

The Site and all content provided by the STO Foundation are for general informational and educational purposes only.Nothing on the Site constitutes:

  • Legal advice
  • Financial or investment advice
  • Securities solicitation
  • Professional consulting
  • An offer to buy or sell any financial product
 

Users should consult qualified legal, financial, or compliance professionals before acting on any information related to Security Token Offerings (STOs).

The Foundation does not serve as a broker-dealer, investment advisor, or securities issuer.

3. No Legal or Financial Advice

Content on the Site, including articles, reports, tools, templates, and guidelines, is not a substitute for professional advice.

The STO Foundation disclaims responsibility for decisions made based on Site content.

4. Use of the Site

You agree not to:

  • Use the Site for unlawful, fraudulent, or harmful activities
  • Access or attempt to access restricted areas without authorization
  • Interfere with the functionality or security of the Site
  • Scrape, copy, or extract data for commercial purposes without permission
  • Use automated tools (bots, crawlers, scripts) except for standard search engine indexing
  • Impersonate another person or misrepresent your affiliation
 

We may suspend or terminate access to the Site at our discretion.

5. Intellectual Property Rights

All content on the Site—including text, graphics, trademarks, logos, images, data, tools, frameworks, software, and other materials—is the property of the STO Foundation or its licensors and is protected by copyright, trademark, and other intellectual property laws.

Except as expressly permitted, you may not:

  • Copy, reproduce, modify, or distribute Site content
  • Use Foundation trademarks without written permission
  • Create derivative works from Site materials
  • Limited non-commercial personal use is permitted.
 

6. User Submissions

If you submit information to the Foundation (e.g., inquiries, feedback, applications, or forms), you grant us a non-exclusive, royalty-free license to use such information in connection with the operation of the Site and Foundation programs.

You agree that:

  • Submissions must not violate any law or infringe third-party rights
  • You will not submit confidential or sensitive personal information unless requested
  • We may remove any submission at our discretion
 

7. Links to Third-Party Services

The Site may include links to third-party websites, services, or vendors.

The Foundation does not endorse, control, or assume responsibility for these third-party sites.

Your interactions with third parties are solely between you and those entities.

8. No Endorsement of Vendors or Advisors

Listings in the Vendor & Partner Directory or Accredited Advisor Directory do not constitute:

  • Legal endorsement
  • Warranty of service quality
  • Assurance of regulatory compliance
 

Users must conduct their own due diligence before engaging any service provider.

9. Privacy Policy

Your use of the Site is also governed by our Privacy Policy, which outlines how we collect, use, and protect personal information.

By using the Site, you consent to the practices described in the Privacy Policy.

10. Disclaimers

The Site and all content are provided “as is” and “as available” without warranties of any kind, whether express or implied.

The STO Foundation does not guarantee that:

  • The Site will be free from errors or interruptions
  • Content is accurate, complete, or current
  • Tools and templates are suitable for any specific purpose
  • Your use of the Site is at your own risk.
 

11. Limitation of Liability

To the fullest extent permitted by law, the STO Foundation shall not be liable for any:

  • Direct, indirect, incidental, special, or consequential damages
  • Loss of data, revenue, or profits
  • Losses arising from reliance on Site content
  • Damages related to use or inability to use the Site
 

This applies even if we have been advised of the possibility of such damages.

12. Indemnification

You agree to indemnify and hold harmless the STO Foundation and its officers, directors, employees, affiliates, and partners from any claims, damages, liabilities, or expenses arising from your:

  • Use of the Site
  • Violation of these Terms
  • Violation of applicable law
  • Interaction with vendors, advisors, or third parties
 

13. Changes to the Terms

We may update these Terms at any time.

When changes are made, the “Last Updated” date will be revised.

Continued use of the Site after changes indicates your acceptance of the updated Terms.

14. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of [Insert State], without regard to its conflict-of-law principles.

15. Contact Information

For questions regarding these Terms, please contact:

STO Foundation — Legal & Compliance Team
📧 legal@sto.foundation